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Smart FinanceBudgets and Finance that Work for YouHomeAbout UsContact UsSitemapHow to Get Quick Cash for Unexpected Bills August 22, 2011 by admin Leave a Comment Image by rinkjustice via FlickrEven if you are constantly careful to track your spending and make sure you have enough money in the bank to cover your bills, unexpected bills can throw you off in an instant and cause a lot of undue stress. There’s hardly a worse feeling than wondering if you’ll have enough money to cover bills and stay out of debt. However, one of the best ways to reduce your anxiety over this situation is to have a plan in place so that you can take action, if necessary. One solution to consider is having an emergency fund that you only withdraw from in extreme cases. If you think that you may have trouble keeping yourself from spending that money, it may help to do your business with an online bank. They do not have physical locations and require you to do all of your transactions through the Internet, by phone, or by mail. Setting up an account with them may give you the impression that its harder to access your funds, making you less tempted to try. However, many people simply do not have the cashflow needed to set up a separate bank account for tough times. That’s when a no fax payday advance can help. In most cases, you can use these services to apply for a payday loan online without having to fax any documentation. This means that your transaction will be simple and convenient, shortening the time until you receive the money that you need. Many people are grateful that these services are available and can be used to get money in a pinch. Filed Under: General Finance Tagged With: Business, Loan, Payday loan Considering Loans Can be a Good Move August 11, 2011 by admin Leave a Comment Image by jferzoco via Flickr Juggling personal finance issues is a delicate balancing act. One miss and everything comes tumbling down around your head. However, if you are keeping a budget and regularly balancing your checkbook, you can prepare yourself for an unexpected bill. The state of the budget and checkbook shows you your money situation and when you may need to turn to personal installment loans to cover the gap. Financial pundits say to live within money limitations and not to extend that through credit cards and loans. This is true, to a point. Overextending oneself is a sure path to money troubles. However, taking on loans that are of reasonable amounts with affordable payments is a responsible move. The first thing to keep in mind is that life comes with issues that are beyond your control. These could be an unexpected car repair cost, or perhaps a visit to the emergency room that insurance doesn’t cover completely. Rather than let these debts become a problem that haunt you later, do a short term loan now. You ensure that your credit score is protected, and you may even boost it if the company reports to the credit rating agencies. Utilizing
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