R2West.comStock Market, Investment, FinanceHomePrivacy PolicyOur SitemapAbout UsWrite UsFinanceInvestingLoansPersonal FinanceReal EstateStock MarketTaxesHow To Get Cheap Rates On Auto InsuranceFebruary 20, 2015InvestingThe very idea of learning about car insurance will make some people start sweating nervously. The truth is that the more you know the less confusing it becomes, just like anything else in life.Make sure your license is clean. Speeding tickets and accidents can really cause your insurance premiums to run high. Traffic classes are a good way to remove points from your license, which can help lower your premiums.You must understand the various coverage types when buying car insurance. A given vehicle’s insurance cost may be affected by a number of factors. For example, bodily injury coverage is important, as it covers any injury that is your fault in case of an accident.When the time comes to purchase an automobile, find out what the insurance rates are on the models that you are considering. Insurance agents will be able to research which automobiles have better rates. That advice will help you make an informed decision about whether it might be a better deal to buy a formerly owned car, rather than a new vehicle. Your insurance premiums might go down dramatically if you settle on a car with superior safety ratings.It is always possible to purchase additional coverage in excess of what the law requires. Your premium might be more expensive, but the extra options are often worth it. One good add-on is uninsured motorist coverage, which protects you if you get into an accident with someone who who does not have insurance.Carpooling or taking the bus are both good ideas. Insurance companies love it when a consumer shows responsibility, and lowering your mileage is one way to show this to them. Try to use public transport more often, and you may be eligible for a discount.Auto InsuranceBefore you buy auto insurance, always ask multiple companies for quotes. There is a drastically large variation of rates in the world of auto insurance. To make sure that you are getting the best deal, get quotes at least once a year. When you compare quotes, also compare the levels of coverage the policy offers.If you need to save money, choose a higher deductible. You should then put some money aside to pay your deductibles in case you get in an accident. A higher deductible means a lower premium.In the event of a car accident, the proper type of insurance coverage can cover a notable amount of money. You will have to pay a deductible and then anything else is covered by insurance.Get your auto insurance agent to give you a listing of every discount the company offers. Go through the list of discounts to be sure you get every one that applies so you save money.You can often save money on your car insurance by bundling it with your other insurance policies. Try to get your auto and home insured through the same company. Be certain you receive solid