Cecilia Helman06JanTips to Build Up an Emergency Fundby Ceci We are all aware about the fact that we need to have at least six months of salary savings on the side, so as to deal with the global recession. People usually hesitate from saving this amount, simply because they assume they would never need it. To begin with, it is highly important to stay away from all kinds of debts, including credit card bills. Payday loans is only good when you can avoid high interest rates from other bills. I found some good information about payday loans on lendersus.com.  Ensure that you make your savings automatic, which means that a certain amount would be taken from your bank account every month. Over the longer period of time, these savings could be very useful.Categories: Savings | No Comments15JunPositives of Recessionby Ceci The recession has not only brought the negative side to the economy, but it also possesses some positives. During these kinds of economic difficulties, fire sales of electronic goods take place and you can get huge bargains if you’ve got some spare cash. This is the time to get an excellent deal if you’re in the process of upgrading your car. You could be in for tax cuts depending on your economic situation. You can also pick up some stocks for cheap, since the stock prices often drop during recession.Not to mention how cheap all interest rates are getting, you get a small loan extremly cheap nowadays with the loan rate all around the world. Thanks to smslån topplista for pointing this out.Categories: Recession | No Comments01JunA Slow Economy Brings Bargains
by Ceci 
The economy at the moment is going pretty slow, which means there is a lot of leverage for the buying customers. From mortgages to car loans and gym memberships, there are bargains happening everywhere. The mortgage brokers have cut down their commission by about 1% to 2%. With the recession, they are charging merely 0.75% on an average. There are negotiations happening on the utilities as well. People are looking for bargains in the wireless, internet and cable communication industry as well. This became clear to me when I looked at the teeth whitening industry, without any real reasons discounted products started to show up. The reason was the best before date on these products, a small dipp in the market made prices go down alot just to adjust the store to the real world. Thanks to tb guiden (site tandblekning) for the scope.
With the thriving competition around, the companies are willing to walk the extra mile to retain consumers.
Categories: Economic Policy | No Comments
28
Apr
How Does Inflation Affect My Life?
by Ceci 
Inflation adversely affects your standard of living. The ever increasing prices mean that you would be required to pay more than the cost of the goods or services. If your income increases slowly, the prices of the commodities increase at a greater pace. Inflation doesn’t affect everything the same way. The gas prices could be doubled, at the same