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Your browser isn't supportedIt looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:Internet ExplorerGoogle ChromeMozilla FirefoxThe MoneySaving Forum: join to chat & swap tips with other MoneySavers. Learn how in the Forum Introduction GuidePure MoneyCredit Cards | Debt-Free Wannabe | Savings and InvestmentsWork & BenefitsUp Your Income | Benefits & Tax Credits | Employment & JobseekingHome & PlayUtilities | Old Style MoneySaving | MoneySaving in RelationshipsWho & Where You AreOccasions & Celebrations | Student MoneySaving | Disability & DoshBargains, Shopping & FreebiesQuick! Grabbit | Shop don't drop | Freebies | CompetitionsMoneySaving & SiteSite Feedback | Martin's Blogs & Appearances DiscussionMoneySavers ArmsTime to relax...Forum HomeJoin 1000s of MoneySavers in the Forum's many discussion boards.Weekly EmailNewsBlogsMartin's BlogDeals Hunters BlogTeam BlogMSE stuffAbout the siteHow we're financedMSE FAQsMartin's BiographyThe MSE Charity FundMoneySaving BooksFree MSE car stickerMoneySaving GameMartin's Online GalleryMoneySaving QuizzesMoneySaving PollsStudentsFinancial EdContact UsForumSearchMain site Main siteForumNewsBlogThe MSE mobile menu (not all pages are optimised yet)Latest Money Tips EmailCards & LoansReclaim £1,000sUtilities & PhonesBanking & SavingDeals & VouchersTravel & MotoringInsuranceMortgages & HomesShoppingIncome & FamilyForumNewsBlogStudentsFinancial Ed.MSE StuffContact UsMOBILEDESKTOP VERSIONMartin Lewis, EditorMoneySavingExpert.com- Cutting Your Costs, Fighting Your CornerFounder & Editor, Martin LewisMOBILE VERSIONDESKTOPCards &LoansCut Existing DebtsBalance Transfer Credit CardsExisting Custs Credit Card DealsBalance Transfer Eligibility CalcShould I Repay Debts or Save?Least Worst Payday LoansCashback & RewardsCashback Credit CardsCashback Eligibility CalcCredit Card FreebiesAirline Credit CardsCredit Card RewardsNew BorrowingSpending 0% CardsCredit Card Eligibility CalcCheap LoansLoans Eligibility CalculatorCredit ScoresDebt HelpDebt ProblemsMental Health Debt GuideDont Bank With DebtsDebt SolutionsMoney MakeoverTools & CalculatorsMin repayments calculatorEligibility CalculatorCredit Card Tart AlertStoozing CalculatorRewards CheckerNewsA masterclass to cut the cost...13 January 2016 M&S launches new...5 January 2016Best Buys & CalculatorsBalance TransfersMBNA: 39 mths 0%, 2.98% feeHalifax: 23 mths 0%, NO feeCheap LoansSainsbury's Bank: £5k - 7.5k: 4.2%M&S: £7.5k - 15k: 3.3%Credit Cards Eligibility CalculatorFinds the best cards that you can actually get - before you apply.Loans Eligibility CalculatorOur Eligibility Calculator checks your chances of getting a top loan deal.Go to full Cards & Loans sectionReclaim £1,000sBig ReclaimsSentinel Card ProtectionCouncil Tax ReclaimingReclaim PPI for F
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