Whether you need a mortgage to buy or refinance your home, make improvements to your property, or consolidate yourdebts, take advantage of our huge database of the most competitive lenders available. Complete a short loan request form and the best lenders in your local areawill then contact you with their rates and fees.  Find the Best Mortgage!Will Mortgage Rates Rise  orFall?Our Mortgage Rate Trend Survey summarizes where mortgage professionals think mortgage rates are headed in the future.See Current Mortgage Rates.The Mortgage Lender Directory presents over 2,500 mortgage companies from across the country. Detailed information on eachcompany is provided. Use our huge database to find the best lenders in your area for your specific needs.  Mortgage Lender DirectoryMortgage LibraryThe many different types of mortgage loans available today, biweekly payment plans, how to shop for a mortgage, steps in the mortgage application process, loan closing activities and closing costs, the refinanceprocess, second mortgages, option ARM loans, 15-yearfixed loans, 100% financing, interest-only loans, 2/28 or 3/27 ARMs, hybrid option ARM loans, home buyer's guide, and more.Looking for the lowest rate? We offer you an easy way to get mortgage rates that are personalized for your specific financialsituation and needs, and find the loan that is really best for you within a few mouse clicks. We maintain a large database which contains hundreds of the mostcompetitive loan products! Check out current mortgage rates provided by various lenders from across the country.  Mortgage Rate SearchMortgage CalculatorsDetermine mortgage payments fordifferent types of loans, view complete amortization tables, see how to repay your loan much more quickly by making additional monthly payments, compute option ARM loan payments (examples), estimate how much you can afford to borrow,  calculate the income required to qualify for the particular loan, find out how your bi-weeklypayments influence the loan term and the interest paid over the life of loan, calculate blended rate, and more.Mortgage-Xforum (read only)
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Credit
Grade Guide We have compiled a guide to help you estimate your credit grade and what type of terms you can expect from a lender.
The Mortgage
Glossary helps you understand a wide variety of mortgage and real estate terms.
Mortgage (ARM) Indexes
CMT + T- Bills + COFI + LIBOR + CODI + CD + MTA +
COSI + 
W-COSI +
RNY + Prime Rate + Avg Contract RateThese indexes are used to
calculate the new interest rate on ARMs. Market characteristics, current values, historical graphs are